Mortgage: $92,789.27
E-Trade: $20,061.52
Cash: $12,434.80
Condo: $143,500.00

Networth: $83,207.05

This is an increase of $3,221.18 (4.03%) over June. I’m suspicious that given my current approach (get a reasonable contract, work at it and save aggressively) this is probably what I can expect to be saving, which is a little bit lower than the $5,539 I was hoping for in the past (what was I smoking? :-) ). I had to pay the first and last month’s rent at my new place, which was a little bit of a harder hit, and I lost about $900 in my E*Trade account, so I *think* $4600 might be a reasonable expectation (assuming I find another contract as lucrative as my last one which is far from certain).

As mentioned before, there were some fairly major changes in my life in the last month, but I’m still getting checks from my last job (they pay me 30 days after I submit invoices, so I should keep getting paid for another month). If I can find a job sooner, I might get a week or two of “double pay” which would be nice.

In terms of passive income, currently I stand at:

BMO (136) – $25.90 / m
ROC (705) – $62.96 /m
RUS (159) – $23.85 / m
NA (82) – $16.40 / m
Margin debt – $76.98 /m (this is slightly higher as no dividends were paid in July)
Net: $48.19

Condo – $265.99 / m (this increased due to a lower mortgage amount, and thus lower interest and by getting my assessment, and thus my property taxes, lowered)
Passive income: $314.18 / m
26% of cost-of-living from passive income (this improved because of my new lower cost of living, which may not be sustainable).

Obviously since passive income is what I’m really after, I need to be making more investments instead of sitting on a pile of cash. Without steady work though, its pretty hard to dump cash into E*Trade or another property. My current plan is to find another job, and once I’ve started at it, then buy another property.